The World Bank has raised concerns over Nigeria’s financial system failing to provide enough credit to businesses that could significantly boost employment. Officials emphasize that current lending practices are not effectively supporting sectors with high potential for job generation. This issue is seen as a major barrier to economic growth and stability in the country. The report urges banks and development finance institutions to shift their focus toward more productive areas of the economy. By redirecting capital, the World Bank believes it can help foster more sustainable job creation and economic development. The call comes amid ongoing challenges in Nigeria’s financial sector, where access to credit remains limited for many entrepreneurs.